I can’t stress enough the importance of watching your credit score and trying to prevent identity theft.   It has always been important to check your credit score, but in today’s world the importance is increasing.  The higher your score the easier it is to borrow money at much more favourable rates.  There are things that you can do to improve your score, however most people do not even know their credit rating/credit score.  Increasingly importance is preventing identity theft.  Now with a global economy and the technology and internet usage, identity theft is sharpley on the rise.  If you have ever had your identity stolen you will know the nightmare that it can create, possibly for years to come.  Equifax has been well known to many to get a copy of your credit score.  Just remember 87% of credit reports have an error, so if you don’t check they you can’t fix it. Equifaxalso offers a unique service called Equifax credit watch gold.  Take a look at Equifax Credit Watch gold at savingsheadquarters.com.  Equifax Credit watch gold offers 3-in-1 monitoring of the 3 nationwide credit reports for you.  It also alerts you of key changes within 24 hours.  In addition it offer you an in-depth identity theft plan that includes Up to $20,000 Identity Theft Insurance with no deductible.  Check it out at savingsheadquarters.com, its well worth the small monthly fee.