If you have pretty good credit you probably get a lot of credit card offers.  There is lots to consider when getting a credit card, such as interest rates, annual fee, grace period, and late fee charges.  Well take a look at a Discovery card.  They offer lots of options, with low rates.  Their rates appear to be based on your credit rating.  Not sure what your credit score is check out previous blog about equifax credit score service.  I got myself a cash back bonus credit card.  It may not seem like much, but what I do is put everything I can on the credit card.  I have some of the other credit cards for miles, points, etc.  but at the end of the year, I can’t get a flight and I don’t need another toaster.  The cash is great, and who can turn down an extra few hundred dollars especially for making the purchases that I have to make such as gas and groceries.  Discovery offers no annual fee(unlike my American Express) and easy online account access.  Check out Discovery card options at savingsheadquarters.com.  Get 5% cash back bonus till June or $50 cash back at savingheadquarters.com