Rush prepaid Visa card was developed by Russell Simmons in 2003.  It was one of the first prepaid visa debit cards launched and provides instant access to the basic financial services to close 50 million Americans could not previously get from traditional banks.  The Rush prepaid Visa and BabyPhat Rush card allows direct deposit loading, card loading at approximately 40,000 MoneyGram locations, and includes a whole lineup of online money tools that allow cardholders to track balance, categorize spending, analyze spending and create and monitor budgets on a monthly basis.  All the tools are free of charge.  Its guaranteed approval so no worries about your credit check.  Other free features that I think are great is the free prescription card for discounts on your prescription and the RushPath ot credit.  Rushpath to credit helps you make recurring deposits and payments and reports these transactions information to participating consumer credit reporting agencies, boosting your credit.  Sign up for free at Rush Visa.