Sandals vacations offer luxury vacations.  They own 12 Caribbean properties and their all-inclusive vacations are top of the line.  Generally you can find similar destination resorts for a better price, but a Sandal Vacation is something that you have to experience.  I take a week every year for vacation. The last and only time I did a Sandals Vacation was my Honeymoon.  I absolutely loved it compared to the other resorts I’ve visited since then.  Well I’ve finally booked another Sandal Vacation.  Fortunately I’m able to still travel with whats going on with the economy, and yes I’m taking advantage of the great deals that are being offered.  Especially the Sandals Deals.  At savingsheadquarters.com you can get free nights or up to 60% off vacation packages.  If your not looking for a vacation you can sign up to win a week long vacation with no purchase necessary.  Maybe I’ll get two weeks this year because I signed up as well.  Check savingsheadquarters.com regularly because the deals change each month for their various resorts.

If you have pretty good credit you probably get a lot of credit card offers.  There is lots to consider when getting a credit card, such as interest rates, annual fee, grace period, and late fee charges.  Well take a look at a Discovery card.  They offer lots of options, with low rates.  Their rates appear to be based on your credit rating.  Not sure what your credit score is check out previous blog about equifax credit score service.  I got myself a cash back bonus credit card.  It may not seem like much, but what I do is put everything I can on the credit card.  I have some of the other credit cards for miles, points, etc.  but at the end of the year, I can’t get a flight and I don’t need another toaster.  The cash is great, and who can turn down an extra few hundred dollars especially for making the purchases that I have to make such as gas and groceries.  Discovery offers no annual fee(unlike my American Express) and easy online account access.  Check out Discovery card options at savingsheadquarters.com.  Get 5% cash back bonus till June or $50 cash back at savingheadquarters.com

Tax filing time is here and everyone is rushing to make the April 15 tax filing deadline.  If your like me you could always use more time to get your taxes ready for the tax filing deadline.  Now you can.  Filelater offers you up to 6 more months to finish your taxes.  This includes both Personal and Corporate taxes. Whats even better is the IRS doesn’t even ask why.  Extensions are automatic no questions asked, and in takes about 5 minutes.  FileLater is an authorized, IRS e-file provider. Check out Filelater at savingsheadquarters.com.  You can currently save 20%  till the end of the March at savingsheadquarters.  Even if you miss the march discount its still a great deal($17.95 personal $39.95 corporate, both with free e-file), and headache saver.  Add the time you need to finish your tax filing at savingsheadquarters.com

I can’t stress enough the importance of watching your credit score and trying to prevent identity theft.   It has always been important to check your credit score, but in today’s world the importance is increasing.  The higher your score the easier it is to borrow money at much more favourable rates.  There are things that you can do to improve your score, however most people do not even know their credit rating/credit score.  Increasingly importance is preventing identity theft.  Now with a global economy and the technology and internet usage, identity theft is sharpley on the rise.  If you have ever had your identity stolen you will know the nightmare that it can create, possibly for years to come.  Equifax has been well known to many to get a copy of your credit score.  Just remember 87% of credit reports have an error, so if you don’t check they you can’t fix it. Equifaxalso offers a unique service called Equifax credit watch gold.  Take a look at Equifax Credit Watch gold at savingsheadquarters.com.  Equifax Credit watch gold offers 3-in-1 monitoring of the 3 nationwide credit reports for you.  It also alerts you of key changes within 24 hours.  In addition it offer you an in-depth identity theft plan that includes Up to $20,000 Identity Theft Insurance with no deductible.  Check it out at savingsheadquarters.com, its well worth the small monthly fee.

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